Mutual funds give small or individual investors access to professionally managed portfolios of equities, bonds and other securities. Each shareholder, therefore, participates proportionally in the gains or losses of the fund. Mutual funds invest in a wide amount of securities, and performance is usually tracked as the change in the total market cap of the fund, derived by aggregating performance of the underlying investments.

Mutual fund units, or shares, can typically be purchased or redeemed as needed at the fund's current net asset value (NAV) per share. A fund's NAV is derived by dividing the total value of the securities in the portfolio by the total amount of shares outstanding.

Through cooperation with licensed financial institutions in Hong Kong, HGC has access to over 500 funds from more than 50 fund managers around the world. Covering funds that invest in stocks, bonds, money market instruments and other assets. Our fund house partners include renowned names, each with a strong expertise in areas like Asia, Europe, US, technology, bonds, and alternative investments like hedge funds. With such a fund range at their disposal, Financial Advisers will be able to tailor the best mix of funds to suit their clients' unique investment objectives.

HGC is one of the most active investors in the United States which we see as a major investment location for Asian investors that can provide geographic diversification that also hedge again risks of the Asian markets. HGC has a series of property related investment funds that focus in the United States market covering both development projects and income producing properties. Investments can be in the form of a debt in senior or mezzanine positions or equity. 

A structured product, also known as a market-linked investment, is a pre-packaged investment strategy based on a single security, a basket of securities, options, indices, commodities, debt issuance or foreign currencies, with or without a derivative feature. A feature of some structured products is a "principal guarantee" function, which offers protection of principal if held to maturity.

HGC has extensive network in the Hong Kong financial market that enables it to gain access to special investment opportunities that is superior for our clients’ addition to their portfolio both for short and long term. Structured products may be proprietary investment structures that are managed by HGC or ready made products issued by third party financial institutions.

Insurance is becoming an important element of a personal portfolio. Insurance products cover life, savings, medical, education and pension etc. When it comes to life insurance options, there are many. Life insurance is a more flexible product than most people think. On the market today, there is a variety of insurance policy designs which match up to very different needs. All types of life insurance have the same basic setup; policy holder pays monthly premiums, the heirs receive a death benefit in the unfortunate situation when the policy holder passes away. However, they are quite different in terms of how long they last, how much they cost, and whether they provide other benefits on top of the death benefit. Professional advice is needed in selecting the right insurance product. HGC is in cooperation with major insurance brokerage companies in Hong Kong and United States. Through the network and resources of HGC partners we have access to a wide selection of insurance products offered by major international insurance companies on the market.

HGC through its affiliated company HG Property has access to over 100 properties in the world covering the most popular investment locations. With the expertise of HGC that was built up from over 10 years experience in investment in the real estate sector from acquisition to development. HGC management team is highly knowledgeable in the risk and opportunities associated with any property projects that may be available for investment. HGC is able to offer its property knowledge and expertise to identify any property investment opportunities that is best for our investors.